December 21, 2025

Bank of India Recruitment 2026 – 514 Credit Officer (CO) Posts

BOB Recruitment 2026 - Notification


Bank of India (BOI) has released an official recruitment notification for 514 vacancies of Credit Officers under various scales, including SMGS-IV, MMGS-III, and MMGS-II, along with positions under the General Banking Officer (GBO) stream. Interested and eligible candidates should apply online here.

BOB Recruitment 2026 - Important Dates

Date of Notification

20.12.2025

Start Date to Apply Online

20.12.2025

Last Date to Apply Online

05.01.2026

Last Date to Printout Form

20.01.2026


BOB Recruitment 2026 - Vacancy Details

Post Name

Scale

Category wise Posts

SC

ST

OBC

EWS

GEN

Credit Officer

SMGS-IV

5

2

9

3

17

Credit Officer

MMGS-III

9

4

16

6

25

Credit Officer

MMGS-II

62

31

112

41

172


BOB Recruitment 2026 - Salary

Post Name

Scale

Salary

Credit Officer

SMGS-IV

64820–2340 (1)–67160–2680 (10)–93960

Credit Officer

MMGS-III

85920–2680 (5)–99320–2980 (2)–105280

Credit Officer

MMGS-II

102300–2980 (4)–114220–3360 (2)–120940


BOB Recruitment 2026 - Age Limit

Post Name

Scale

Stream

Age as on 01.11.2025

Credit Officer

SMGS-IV

GBO

30-40 years

Credit Officer

MMGS-III

GBO

28-38 years

Credit Officer

MMGS-II

GBO

25-35 years


BOB Recruitment 2026 - Eligibility Criteria


1. Credit Officer (Scale: MMGS-II)

Qualification: A Degree (Graduation) in any discipline from recognized a University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.

Other Qualification: Chartered Accountant/Chartered Financial Analyst/CMA-ICWA from recognized institute. OR MBA/PGDBM in Banking/Finance or Two Years full time Post Graduation Degree in Banking/ Finance/any credit related field from recognized university/Institution/Board.

Work Experience: Minimum 3 years’ post qualification experience as an officer out of which 2 years’ experience should be in processing of MSME Credit/Commercial Credit/Project Finance/Mid & Large Credit in Scheduled Public Sector Banks/Scheduled Private Sector Banks/Associate or Subsidiary of Scheduled Commercial Banks/Public sector or Listed Financial Institution/Foreign Banks.

2. Credit Officer (Scale: MMGS-III)

Qualification: A Degree (Graduation) in any discipline from a University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.

Other Qualification: Chartered Accountant/Chartered Financial Analyst/CMA-ICWA from recognized institute. OR MBA/PGDBM in Banking/Finance or Two Years full time Post Graduation Degree in Banking/ Finance/any credit related field from recognized university/Institution/Board.

Work Experience: Minimum 5 years’ post qualification experience as an officer out of which 3 years’ experience should be in processing of MSME Credit/Commercial Credit/Project Finance/Mid & large Credit in Scheduled Public Sector Banks/Scheduled Private Sector Banks/Associate or Subsidiary of Scheduled Commercial Banks/in a public sector or Listed Financial Institution/Foreign Banks.

3. Credit Officer (Scale: MMGS-II)

Qualification: A Degree (Graduation) in any discipline from a University/Institute with 60% marks or equivalent grade (55% for SC/ST/OBC/PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government AND MBA/PGDBM from recognized University/Institution/Board OR Two Years full time Master’s degree in any field from recognized University/Institution/Board OR Chartered Accountant/Chartered Financial Analyst/CMA-ICWA from recognized institute.

Other Qualification: Certificate Course offered by IIBF in International Trade Finance/Credit Professional/MSME.

Work Experience: Minimum 8 years’ post qualification experience as an officer out of which 5 years’ experience should be in processing of MSME/Commercial Credit/Project Finance/Mid & large Credit in Scheduled Public Sector Banks/Scheduled Private Sector Banks/Associate or Subsidiary of Scheduled Commercial Banks/in a public sector or Listed Financial Institution/Foreign Banks.

BOB Recruitment 2026 – Exam Fee


# SC/ST/PWD: Rs. 175/- (intimation charges only).

# General & Others: Rs. 850/- (application fee + intimation charges).

# The payment can be made by using only Master/Visa/RuPay Credit cards, Debit cards, Internet Banking, Cash Cards/Mobile Wallets, QR or UPI.

BOB Recruitment 2026 – How to Apply?


# Read Notification (BOB Credit Officer 2026 PDF).

# Apply Online via the given link.

# Fill Form with required details.

# Upload Documents (scanned copies).

# Pay Application Fee.

# Print Submitted Form for records.

BOB Recruitment 2026 – Important Web Links

Apply Online

Click Here

Advertisement

Click Here

Annexure-I (Eligibility)

Click Here

Official Website

Click Here


BOB Recruitment 2026 – FAQs

When does the online application start for BOB Recruitment?

The online application process will begin on 20th December 2025.

What is the last date to apply online for BOB Recruitment?

The last date to submit the online application form is 5th January 2026.

How many vacancies are available in BOB Recruitment?

There are a total of 514 vacancies for the post of Credit Officer across Scale SMGS-IV, MMGS-III, and MMGS-II.

What is the full form of BOB?

The full form of BOB is Bank of India.

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Tushar Paul

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